As UPI, mobile banking, digital payments and online shopping have become a part of daily life for millions of Indians, online fraud scams is have also growing grown alongside them. In response, M.A. Ansari, a retired banker with three and a half decades of experience, has released Cyber Fraud and Digital Payments: Protect Your Money, Data, and Identity from Online Scams. The book is available for pre-order on Amazon India and Ziffybees.
The book covers the most common scams which people meetencounter most often today: - phishing, unauthorised payments, identity theft, digital arrest scams, fake investment schemes, extortion and AI-generated fraud. It also explains the social engineering tricks behind them, which are designed to exploit human trust, fear, greed and other emotions.
Explaining why even smart people get scammed:
"Fraudsters don't just hack technology. They manipulate people," says the book's central message. It explains why even educated, intelligent and cautious people can become victims, because scammers make them willingly open the very doors that technology tries to keep locked.
What readers will find inside:
- A clear explanation of commonly used digital payment products and services, and their attached risks and how to safeguard against themattached to each.
- Emerging fraud trends and practical preventive measures.
- Legal remedies, cybercrime reporting and recovery mechanisms.
- The psychology behind scams and how to avoid them.
- Dedicated sections for Women, Teens and Young Adults, showsing how personal information shared online is misused and why social media data has become so valuable to fraudsters.
- Real-world examples, case studies, learnings and actionable recommendations.
For everyone who uses a smartphone or digital device:
The book is written for students, professionals, homemakers, senior citizens and entrepreneurs, and for anyone who uses a smartphone, a bank account, digital payments or the internet. Although it is tailored to an Indian audience, the tactics fraudsters use and the principles of staying safe online are similar worldwide. International readers will find it equally relevant.
"In the digital age, awareness is your strongest defence," the book states.
Availability
Cyber Fraud and Digital Payments is available for pre-order nowon:
- Amazon India: https://www.amazon.in/dp/B0HKW6BDFL
- Ziffybees: https://ziffybees.com/products/cyber-fraud-and-digital-payments-simple-steps-to-protect-your-mo-0231972233
About the Author:
M.A. Ansari is a retired banker with three and a half decades of experience with expertise in Transaction Banking and Global Remittances. Over the course of his career, he worked with leading institutions such as Corporation Bank, HDFC Bank, ICICI Bank, ABN AMRO Bank N.V., Al Mulla Group, Kuwait, and DCB Bank. He has been closely associated with the transformation of banking from paper-based instruments to fully digital and integrated payment ecosystems and brings a unique first-hand perspective on cyber fraud and digital payment risks.
He is a Management graduate from the Institute of Management Technology, Ghaziabad. He completed his early schooling at St. Joseph's College, Prayagraj, and pursued higher studies at the University of Allahabad.
An avid reader with a keen interest in cybersecurity, Ansari regularly conducts sessions on cybersecurity awareness for different age groups, especially Gen Z. Beyond banking and technology, he is also a passionate wildlife photographer and an enthusiastic Marathon runner.
